BODY
   {
   color:#000000;
   background-color:#FFFFFF;
   font-family: Arial, Verdana, Helvetica, sans-serif;
   background: url(graphx/back1.jpg); 
   }


A:link, A:visited { color: #000066; text-decoration: none }
A:hover { background: #DDDDDD; text-decoration: none }


A.footer:link, A.footer:visited {color: #000000;}
A.footer:active {color: #000000;}
A.footer:hover {background: #EEEEEE  }



P { font-size:10pt; 
	font-family: Arial, Verdana, Helvetica, sans-serif;
	   color:#000066;
	}


UL { font-size:10pt; 
	font-family: Arial, Verdana, Helvetica, sans-serif;
	   color:#000066;
	}

P.headers {font-size:16pt;
	   color:#660000;
	  }


P.small { font-size:8pt;
	font-family: Arial, Verdana, Helvetica, sans-serif;
}


B.headers {font-size:11pt;
	color:#EE0000;
	font-family: Arial, Verdana, Helvetica, sans-serif;
	}


H3 { color: #000066 }